Join our payment ecosystem and take control of your payments

200000

People using TransFlow

Simplify your life with seamless payments

Experience a new level of convenience with our all-in-one payment solution, designed to make life easy.

Financial Verticals/Products

Mobile Banking
Informal Savings & Investments
Informal Lending Solutions
TransPay
Informal Pensions

Merchant Payment

Retail Payments (R-Pay)
Mobile Standing Orders
e-Voucher Solution

Experience the Future of the Internet with Secure and Transparent and Decentralized Solutions

RPay

Create a 360 memorable and pleasant experience for your customers by offering them instant, simple and convenient payment options through our Retail Payment Solution (RPay).

You can prevent customer delays by issuing instant bills via web or USSD for customers who need to make instant payments for purchased goods or services.

  • Accept payments via mobile money, debit card, cash and USSD

  • Generate and share invoices via SMS or email

  • Real-time paymentnotifications for transparency

  • Auto-settlement to bank accounts

  • Record cash payments and enhances reconciliation

  • Increases payment convenience and reduces fraud risks

  • Built-in analytics for smart decision-making

TransPay

Irrespective of your industry, TransPay offers an instant opportunity to process large-scale payments like employee salary and benefits, vendor and supplier payments, pensions and insurance claims payments, social security payments, refunds, bill payments, and scholarship disbursements, among others.

With zero limitations on the number of recipients and amount to be disbursed, you can now get rid of the trauma of tedious paperwork, cheque issuance and bank delays by leveraging the autonomy TransPay provides to manage your bulk payments in an instant.

  • Recipient verification to eliminate payment errors

  • Unlimited bulk payment to banks and mobile wallets

  • Invoice generation and management (payables & receivables)

API Integration

Experience seamless integration with our API offerings, built to support collections, disbursements, bill payments, direct debit, standing orders, card transactions, SMS alerts and website and mobile payment checkouts across all networks, cards and banks in Ghana.

  • Real-time collections and disbursements across all networks and banks

  • Customizable APIs to fit into any business platform or workflow

  • Callback and webhook functionality for instant status updaets